Our application process is quick, easy, and convenient.
We’ll walk you through the application process so you’ll know exactly what to expect.
A bigger home for your growing family. A vehicle that accommodates more than one car seat. Paying for college. The little repair that becomes a month-long project. For all the times that life demands a bit more cash than we have on hand, Pathfinder Federal Credit Union’s dedicated lending team is here to get you the funds you need, with the right loan for your specific situation.
Credit unions are known for having great rates on car loans and Pathfinder Federal Credit Union is no different. More importantly, our members enjoy the superior service and personal commitment of our dedicated staff.
Interest rates change. Credit improves. These are just a couple reasons that might lead one to refinance a vehicle loan. Last year, Pathfinder Federal Credit Union members saved an average of $85* a month by refinancing. You could save too! Our car loan specialists are eager to help you assess your specific situation.
*Monthly reduction based on average of refinancing loans with interest/payment savings compared to prior monthly payments. Reductions can be a result of a lower interest rate, a longer term, or both. Savings may vary.
We’re proud to offer our members the financing they need for motorcycles, boats and other watercraft, as well as larger recreational vehicles, including RVs and campers. Choose from the options below to get started.
Through our partnership with CUNA Mutual Group, Pathfinder Federal Credit Union offers its members valuable insurance products with great rates that help protect them from life’s unexpected events. Ask your loan consultant if these products are right for you.
A wrecked vehicle can really wreck your finances if you owe more on your loan than your insurance company will pay for your totaled vehicle. With Pathfinder Federal Credit Union’s Guaranteed Asset Protection (GAP) Plus program, we help you cover that difference, sparing you from a potentially large financial burden when you’re already dealing with the loss of a vehicle. The “Plus” part of this offer comes in the form of up to $1000 to put towards a replacement vehicle when you finance with us*. We cover loan terms up to 84 months, loan-to-value (LTV) up to 130%; all for the low, one-time cost of $329!
When was the last time you compared auto insurance rates? If it’s been awhile, you owe it to yourself to get a quote from TruStage! They work closely with select insurance partners to offer Pathfinder Federal Credit Union members discounted rates to fit a variety of coverage needs.
You depend on your car to get you where you need to go. Doesn’t it always seem like unexpected repairs crop up right after the manufacturer’s warranty expires? With Mechanical Repair Coverage (MRC), you’ll gain extended coverage, limit the burden of costly breakdowns and get back on the road.
Owning a home is a cornerstone of the American Dream and buying one is the single largest purchase most people make in their lifetime. Let our team of Financial Services Officers guide you through this process, whether you’re a first-time buyer or an old pro. Not quite ready to take the plunge? Our Home Buying Center is full of great information to help you get from thinking about it to moving day.
You decided to make the leap. You attended a dozen open houses and explored so many more homes online before discovering The One. But that’s just the tip of the iceberg. Let our caring & knowledgeable Financial Services Officers guide you from finding that perfect house to move-in day.
A lot can change over the life of a mortgage. Refinancing can help you own your home sooner, lower your monthly payments, switch to a lower fixed rate or some combination of these opportunities. Our mortgage specialists are standing by to help you assess your specific situation.
Buying a house is the single largest investment most of us will make. Over time, the value built up in a home becomes a tremendous asset. Pathfinder Federal Credit Union’s home equity loans allow you to turn that value into much-needed cash for improvement projects, debt consolidation, college tuition, or any number of large expenses.
Using the value in your home to secure your loan allows you to receive a much better interest rate on the money you’re borrowing.
Once you’ve been approved for your home equity loan or line of credit, there’s no restriction on what those funds can be use for. Home repairs and upgrades, college tuition, debt consolidation, and paying for a wedding are just a few of the expenses that members have used their home equity lines and loans on.
Each of our home equity products provides members a choice in how they would like to receive and payback what they have borrowed. We’ll work with you to find the right fit for your family and situation.
The kid needs braces. The fridge is on the fritz. The transmission finally goes. It’s going to take a little more cash than you keep on-hand and the repair shop is more than happy to let you pay-over-time, but at what cost? Pathfinder Federal Credit Union’s personal loan programs were created with exactly these occasions in mind.
Our signature loans allow you to borrow with the peace of mind that your rate will not change and there are no origination or prepayment fees. We will help you develop manageable and predictable payments with flexible payment terms up to 84 months.
Available to all members with a Pathfinder Federal Credit Union checking account, this “just in case” line of credit can be used for unexpected expenses, vacation, home renovations, weddings, and even overdraft protection. There are no fees for advances and no collateral needed. Funds are accessible via online banking, visiting a branch, or by giving us a call.
An account where the money you’ve saved actually saves you money? Very clever! By using your long-term savings as collateral, our Share Secured Loans have lower rates and flexible terms that can help you reach your financial goals faster. This program is also excellent for savers in need of a second chance at building good credit.
Members who hold long-term Share Certificates (our equivalent of CDs) can borrow against those accounts without penalty up until the certificate matures, a convenient way to manage an unexpected expense without compromising your long-term savings plan.