Pathfinder Federal Credit Union provides our members with highly competitive rates on services including home and auto loans, checking and savings accounts, and more.
A bigger home for your growing family. A vehicle that accommodates more than one car seat. Paying for college. The little repair that becomes a month-long project. For all the times that life demands a bit more cash than we have on hand, Pathfinder Federal Credit Union’s dedicated lending team is here to get you the funds you need, with the right loan* for your specific situation.
All of our loans are subject to credit approval. Certain restrictions may apply. Pathfinder Federal Credit Union is federally insured by the NCUA. Pathfinder Federal Credit Union is an Equal Opportunity Lender.
Owning a home is a cornerstone of the American Dream and buying one is the single largest purchase most people make in their lifetime. Let our team of Financial Services Officers guide you through this process, whether you’re a first-time buyer or an old pro. Not quite ready to take the plunge? Our Home Buying Center is full of great information to help you get from thinking about it to moving day.
First Time Home-Buyers
You decided to make the leap. You attended a dozen open houses and explored so many more homes online before discovering The One. But that’s just the tip of the iceberg. Let our caring & knowledgeable Financial Services Officers guide you from finding that perfect house to move-in day.
A lot can change over the life of a mortgage. Refinancing can help you own your home sooner, lower your monthly payments, switch to a lower fixed rate or some combination of these opportunities. Our mortgage specialists are standing by to help you assess your specific situation.
Buying a house is the single largest investment most of us will make. Over time, the value built up in a home becomes a tremendous asset. Pathfinder Federal Credit Union’s home equity loans allow you to turn that value into much-needed cash for improvement projects, debt consolidation, college tuition, or any number of large expenses.
Using the value in your home to secure your loan allows you to receive a much better interest rate on the money you’re borrowing.
A Variety of Uses
Once you’ve been approved for your home equity loan or line of credit, there’s no restriction on what those funds can be use for. Home repairs and upgrades, college tuition, debt consolidation, and paying for a wedding are just a few of the expenses that members have used their home equity lines and loans on.
Flexible Funding & Repayment Options
Each of our home equity products provides members a choice in how they would like to receive and pay back what they have borrowed. We’ll work with you to find the right fit for your family and situation.
The kid needs braces. The fridge is on the fritz. The transmission finally goes. It’s going to take a little more cash than you keep on hand and the repair shop is more than happy to let you pay-over-time, but at what cost? Pathfinder Federal Credit Union’s personal loan programs were created with exactly these occasions in mind.
Our signature loans allow you to borrow with the peace of mind that your rate will not change and there are no origination or prepayment fees. We will help you develop manageable and predictable payments with flexible payment terms up to 72 months.
Personal Line of Credit
Available to all members with a Pathfinder Federal Credit Union checking account, this “just in case” line of credit can be used for unexpected expenses, vacation, home renovations, weddings, and even overdraft protection. There are no fees for advances and no collateral needed. Funds by visiting a branch, or by giving us a call.
Share Secured Loans
An account where the money you’ve saved actually saves you money? Very clever! By using your long-term savings as collateral, our Share Secured Loans have lower rates and flexible terms that can help you reach your financial goals faster. This program is also excellent for savers in need of a second chance at building good credit.
Share Certificate Loans
Members who hold long-term Share Certificates (our equivalent of CDs) can borrow against those accounts without penalty up until the certificate matures, a convenient way to manage an unexpected expense without compromising your long-term savings plan.